Start with the base account
Record currency, account tier and whether the profile is fully verified. Limits shown to a VIP or a different jurisdiction should not be transferred to an ordinary Australian-facing account.
Capture every time window
Look for per-request, daily, seven-day and calendar-month ceilings. Identify whether a period is rolling or resets on a named day, because that changes how long a large balance may take to exit.
Split by outgoing method
Bank transfer, cards, e-wallets and crypto can have different minimums and maximums. Record the actual withdrawal menu, not the faster deposit menu.
Read promotion cash-out clauses
A bonus may restrict maximum conversion, winnings or withdrawal amount even when the general account limit is higher. Link each ceiling to the exact offer version accepted.
Model a realistic exit
Divide the intended cash-out by the applicable ceiling, then add operator processing and payment settlement. This exposes the difference between one approved request and the time to withdraw the full balance.